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You said that you'd be mine and we signed that dotted line
I thought that we'd be happy, you and me
If I had only known your love was just a loan
For now you're asking me to set you free

I never thought your kisses were like a charge you count
That I'd have to pay in heartaches for taking my amount
I'll give you back your love that I've had all these years
But I'm paying off the interest with my tears

It's the expiration date, you say there's no rebate
And I guess you'll say my heart is overdrawn
Another love you chose so my account is closed
And now, I'll have an empty heart at home

My credit's discontinued, you say there's someone new
To take over all the payments on a heart that's over you
I'll give you back your love that I've had all these years
But I'm paying off the interest with my tears

I didn't understand your easy payment planned
That I would only have you for a while
The love contract you wrote was a just short term note
You placed my name on your inactive wile

I never thought your kisses were like a charge you count
That I'd have to pay in heartaches for taking my amount
I'll give you back your love that I've had all these years
But I'm paying off the interest with my tearsrics

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